A Little Background (Start Here)

My wife and I "retired" at the age of 43 to escape from what we saw as a crazy world of deadlines and endless "busy-ness" where the payoff didn't offset the cost. Our careers as middle and high school teachers had started off with enthusiasm, but as the years had gone by, that enthusiasm had dwindled. There were days when we felt as though we were going through the motions, checking off all of the boxes to show that our students had passed all of the tests, but no longer feeling the spark that we once had as educators. We began looking for a way out. I created this blog for others who may be in a similar situation, whether it be in education or another profession, who are looking for some inspiration for creating a new life. It has been four years since we left our jobs and began living again. We've had our share of ups and downs but have never looked back. While most days from our working lives were seldom memorable and now seem like a blur, my wife and I can recall in vivid detail hundreds of experiences we have had in the past four years. Our lives are now our own, and that's the way we like it. Where it will lead us from here is anybody's guess. The adventure continues...

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Early Retirement Blog

The Goal

Convinced that it really was possible, we set a goal to quit our jobs as soon as possible and travel the world. I crunched the numbers again and again. It was like putting together the pieces of a puzzle. What kind of a nest egg would it take to support two people for the rest of their lives? The numbers were daunting. Using the traditional metric of a 4% withdrawal of assets annually and our yearly expenses of around $40,000, we would have to amass a million dollars to make it work.

The Road to Discontent

Sunday afternoon would arrive, and the dread would begin to build. Those dark mental clouds gathering on the horizon, signaling the coming of another Monday morning and the return of the alarm clocks, deadlines, wolfed-down lunches, and all the other stresses that accompany the modern work week. “Is this all there is?” I asked myself. Would I follow the road of the masses, running on the treadmill of life, living for those few precious hours that arrived at the end of each workday and two coveted days of freedom each weekend? Was there really any other choice?

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